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Largest and best-rated employee benefits brokers in Houston
Two rankings from public data: Google ratings for the offices employers review most, and the number of Texas employers that named each broker office on their 2024 Form 5500 benefit-plan filings. 82 Houston broker offices appear on those filings, named by 1,198 employer filings covering about 1,118,000 employees. This is a count of filings, not a quality rating; the brokers at the top serve the most employers, and the lists further down show who works most with small, mid-size and large groups.
Listing data last checked October 27, 2026 against 2024 Form 5500 filings and the Texas Department of Insurance license file. How we build this directory
Best Google reviews
Broker offices with at least 10 Google reviews, ranked by rating and then by review count. Ratings refresh daily from Google Business Profiles; reviews aren’t verified by Google or by us.
Brokers serving the most Texas employers
Verified brokers first, then by the number of employers naming each office on 2024 filings.
Alliant Insurance Services – GessnerHoustonDearborn Life (BCBS), Blue Cross Blue Shield of Texas, Cigna
Alliant Insurance Services – WestheimerHoustonMetLife, Mutual of Omaha, Blue Cross Blue Shield of Texas
Higginbotham – HoustonHoustonDearborn Life (BCBS), Blue Cross Blue Shield of Texas, UnitedHealthcare
EPIC Insurance Brokers & Consultants – HoustonHoustonUnitedHealthcare, Blue Cross Blue Shield of Texas, Curative
Risk Services of Louisiana (Leavitt Group)HoustonMutual of Omaha, Lincoln Financial, Reliance Standard
Brokers for small employers (under 100 employees)
Verified brokers first. Only employers with 100 or more participants have to file Form 5500 for a fully insured welfare plan, so small groups are under-counted here.
Alliant Insurance Services – GessnerHoustonDearborn Life (BCBS), Blue Cross Blue Shield of Texas, CignaHigginbotham – HoustonHoustonDearborn Life (BCBS), Blue Cross Blue Shield of Texas, UnitedHealthcareBrokers for mid-size employers (100–499 employees)
Verified brokers first, then by employers of this size on 2024 filings.
Alliant Insurance Services – GessnerHoustonDearborn Life (BCBS), Blue Cross Blue Shield of Texas, CignaAlliant Insurance Services – WestheimerHoustonMetLife, Mutual of Omaha, Blue Cross Blue Shield of TexasBrokers for large employers (500+ employees)
Verified brokers first, then by employers of this size on 2024 filings.
Alliant Insurance Services – GessnerHoustonDearborn Life (BCBS), Blue Cross Blue Shield of Texas, CignaAlliant Insurance Services – WestheimerHoustonMetLife, Mutual of Omaha, Blue Cross Blue Shield of TexasHigginbotham – HoustonHoustonDearborn Life (BCBS), Blue Cross Blue Shield of Texas, UnitedHealthcareQuick answers
Which employee benefits broker serves the most employers in Houston?
USI Insurance Services in Houston was named by 294 Texas employers on 2024 Form 5500 benefit-plan filings, the most of any Houston broker office, followed by Gallagher (141) and Marsh McLennan Agency – CityWest (103).
How many employee benefits brokers are in Houston?
82 Houston broker offices appear on 2024 Form 5500 filings for employers’ health, dental, vision, life and disability plans. The directory lists every one, by city.
Which Houston benefits brokers have the best Google reviews?
Among offices with at least 10 Google reviews, the highest rated are Individual Insurance Solutions (5.0 stars, 56 reviews), Al Thurmond Agency (Hilb Group) (5.0 stars, 18 reviews), and Iscential Insurance Agency (4.9 stars, 428 reviews). Ratings come from Google Business Profiles and refresh daily.
Is a bigger broker better for my company?
Not necessarily. Employer counts show reach, not service quality. Large offices tend to work with larger groups; smaller agencies often give small and mid-size employers more direct attention. Compare a few brokers on market access, renewal strategy and who will handle your account day to day.
How to read this list
Where the numbers come from
Employers that offer group health, dental, vision, life or disability coverage file Form 5500 with the U.S. Department of Labor each year, and Schedule A of that filing names the broker paid on each insured plan. We count, for every Houston broker office, how many Texas employers named it on 2024 filings. How the directory is built.
What it leaves out
Employers with fewer than 100 participants generally do not have to file for an insured welfare plan, so brokers who work mostly with small businesses are under-counted. Self-funded plans with no insurance contract have no Schedule A, so brokers who specialise in self-funding are under-counted too. A broker named on a filing may share the account with another firm.
Does size mean better?
No. A large count means a broker has many clients and carrier relationships; it says nothing about service. For a 50-person company, a broker with 20 similar clients may be a better fit than one with 500 large ones. How to choose a benefits broker.