Articles
Plain-spoken guides for Texas employers choosing and working with a benefits broker.
Renewing January 1? What 50+ Employers Can Still Do
Your group health plan renews January 1 and the increase is in. What Texas employers with 50+ employees can still change, and a ten-week plan to get there.
Group Health Insurance Quote Checklist: 10 Facts Texas Employers Need Ready
For Texas employers with 50+ employees: the 10 facts a benefits broker needs to quote your group health plan, from your census to your carrier claims report.
How Employee Benefits Brokers Get Paid
Commission is built into your rates. Some brokers add a fee on top. Here is exactly how benefits brokers get paid.
How to Shop for Group Health Insurance the Right Way (Without Wasting Your Time)
How to shop for group health insurance the right way: why emailing multiple brokers backfires, what really sets your rate, and the smarter way to buy.
Your Employee Benefits Renewal Should Arrive 60 Days Early — Here’s Why
Your employee benefits renewal should arrive 60+ days before your effective date. Learn why late renewals cost you options, leverage, and money.
The Best Time to Change an Employee Benefits Broker: 2 Ideal Periods for a Smooth Transition
Switching benefits brokers? The best time is right after open enrollment or a few months before renewal. How broker-of-record letters work, without gaps.
How to Choose the Right Employee Benefits Broker
Switching brokers won’t lower your rates. Here’s what a broker actually controls, what to look for, and the questions to ask before you hire one.