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Largest and best-rated employee benefits brokers in Austin

Two rankings from public data: Google ratings for the offices employers review most, and the number of Texas employers that named each broker office on their 2024 Form 5500 benefit-plan filings. 34 Austin broker offices appear on those filings, named by 349 employer filings covering about 449,000 employees. This is a count of filings, not a quality rating; the brokers at the top serve the most employers, and the lists further down show who works most with small, mid-size and large groups.

Listing data last checked October 27, 2026 against 2024 Form 5500 filings and the Texas Department of Insurance license file. How we build this directory

Best Google reviews

Broker offices with at least 10 Google reviews, ranked by rating and then by review count. Ratings refresh daily from Google Business Profiles; reviews aren’t verified by Google or by us.

Brokers serving the most Texas employers

Verified brokers first, then by the number of employers naming each office on 2024 filings.

BrokerCityCarriers most often on their plans
NFP (an Aon company) – Austin logoNFP (an Aon company) – AustinAustinMutual of Omaha, Lincoln Financial, Blue Cross Blue Shield of Texas
USI Insurance Services – AustinAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Principal
Gallagher – Austin logoGallagher – AustinAustinBlue Cross Blue Shield of Texas, Mutual of Omaha, Lincoln Financial
Alliant Insurance Services – Austin logoAlliant Insurance Services – AustinAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Reliance Standard
Frost Insurance – Austin logoFrost Insurance – AustinAustinMetLife, Blue Cross Blue Shield of Texas, Humana
Marsh McLennan Agency – Austin logoMarsh McLennan Agency – AustinAustinSymetra, VSP, Blue Cross Blue Shield of Texas
ExperINS logoExperINSAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Unum
Watkins Insurance Group logoWatkins Insurance GroupAustinUnum, UnitedHealthcare, Mutual of Omaha
Shepard & Walton Employee BenefitsAustinMutual of Omaha, Guardian, UnitedHealthcare
INSURICA – Austin logoINSURICA – AustinAustinUnitedHealthcare, Dearborn Life (BCBS), Guardian
Aon – Austin logoAon – AustinAustinUnum, Blue Cross Blue Shield of Texas
EFG&MRound RockBlue Cross Blue Shield of Texas, Sun Life
Marsh McLennan Agency – Lakeline logoMarsh McLennan Agency – LakelineAustinCurative, Curative Administrators
Alera Group – Austin (formerly Healthsure)AustinFair American & Reinsurance, Guardian
HUB International – AustinAustinBlue Cross Blue Shield of Texas
Kevin L. BrownAustinDearborn Life (BCBS)
Celerity Advisors logoCelerity AdvisorsAustinUnitedHealthcare

Brokers for small employers (under 100 employees)

Verified brokers first. Only employers with 100 or more participants have to file Form 5500 for a fully insured welfare plan, so small groups are under-counted here.

BrokerCityCarriers most often on their plans
USI Insurance Services – AustinAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Principal
NFP (an Aon company) – Austin logoNFP (an Aon company) – AustinAustinMutual of Omaha, Lincoln Financial, Blue Cross Blue Shield of Texas
Gallagher – Austin logoGallagher – AustinAustinBlue Cross Blue Shield of Texas, Mutual of Omaha, Lincoln Financial
Frost Insurance – Austin logoFrost Insurance – AustinAustinMetLife, Blue Cross Blue Shield of Texas, Humana
ExperINS logoExperINSAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Unum
Shepard & Walton Employee BenefitsAustinMutual of Omaha, Guardian, UnitedHealthcare
INSURICA – Austin logoINSURICA – AustinAustinUnitedHealthcare, Dearborn Life (BCBS), Guardian

Brokers for mid-size employers (100–499 employees)

Verified brokers first, then by employers of this size on 2024 filings.

BrokerCityCarriers most often on their plans
USI Insurance Services – AustinAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Principal
NFP (an Aon company) – Austin logoNFP (an Aon company) – AustinAustinMutual of Omaha, Lincoln Financial, Blue Cross Blue Shield of Texas
Gallagher – Austin logoGallagher – AustinAustinBlue Cross Blue Shield of Texas, Mutual of Omaha, Lincoln Financial
Alliant Insurance Services – Austin logoAlliant Insurance Services – AustinAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Reliance Standard
Frost Insurance – Austin logoFrost Insurance – AustinAustinMetLife, Blue Cross Blue Shield of Texas, Humana
Marsh McLennan Agency – Austin logoMarsh McLennan Agency – AustinAustinSymetra, VSP, Blue Cross Blue Shield of Texas
ExperINS logoExperINSAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Unum
Watkins Insurance Group logoWatkins Insurance GroupAustinUnum, UnitedHealthcare, Mutual of Omaha
INSURICA – Austin logoINSURICA – AustinAustinUnitedHealthcare, Dearborn Life (BCBS), Guardian
Shepard & Walton Employee BenefitsAustinMutual of Omaha, Guardian, UnitedHealthcare

Brokers for large employers (500+ employees)

Verified brokers first, then by employers of this size on 2024 filings.

BrokerCityCarriers most often on their plans
NFP (an Aon company) – Austin logoNFP (an Aon company) – AustinAustinMutual of Omaha, Lincoln Financial, Blue Cross Blue Shield of Texas
USI Insurance Services – AustinAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Principal
Gallagher – Austin logoGallagher – AustinAustinBlue Cross Blue Shield of Texas, Mutual of Omaha, Lincoln Financial
Alliant Insurance Services – Austin logoAlliant Insurance Services – AustinAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Reliance Standard
Marsh McLennan Agency – Austin logoMarsh McLennan Agency – AustinAustinSymetra, VSP, Blue Cross Blue Shield of Texas
Watkins Insurance Group logoWatkins Insurance GroupAustinUnum, UnitedHealthcare, Mutual of Omaha
Shepard & Walton Employee BenefitsAustinMutual of Omaha, Guardian, UnitedHealthcare
Frost Insurance – Austin logoFrost Insurance – AustinAustinMetLife, Blue Cross Blue Shield of Texas, Humana
ExperINS logoExperINSAustinBlue Cross Blue Shield of Texas, UnitedHealthcare, Unum

Quick answers

Which employee benefits broker serves the most employers in Austin?

NFP (an Aon company) in Austin was named by 69 Texas employers on 2024 Form 5500 benefit-plan filings, the most of any Austin broker office, followed by USI Insurance Services (69) and Gallagher (41).

How many employee benefits brokers are in Austin?

34 Austin broker offices appear on 2024 Form 5500 filings for employers’ health, dental, vision, life and disability plans. The directory lists every one, by city.

Which Austin benefits brokers have the best Google reviews?

Among offices with at least 10 Google reviews, the highest rated are Watkins Insurance Group (4.8 stars, 125 reviews), Marsh McLennan Agency – Lakeline (4.4 stars, 26 reviews), and Higginbotham (3.7 stars, 24 reviews). Ratings come from Google Business Profiles and refresh daily.

Is a bigger broker better for my company?

Not necessarily. Employer counts show reach, not service quality. Large offices tend to work with larger groups; smaller agencies often give small and mid-size employers more direct attention. Compare a few brokers on market access, renewal strategy and who will handle your account day to day.

How to read this list

Where the numbers come from

Employers that offer group health, dental, vision, life or disability coverage file Form 5500 with the U.S. Department of Labor each year, and Schedule A of that filing names the broker paid on each insured plan. We count, for every Austin broker office, how many Texas employers named it on 2024 filings. How the directory is built.

What it leaves out

Employers with fewer than 100 participants generally do not have to file for an insured welfare plan, so brokers who work mostly with small businesses are under-counted. Self-funded plans with no insurance contract have no Schedule A, so brokers who specialise in self-funding are under-counted too. A broker named on a filing may share the account with another firm.

Does size mean better?

No. A large count means a broker has many clients and carrier relationships; it says nothing about service. For a 50-person company, a broker with 20 similar clients may be a better fit than one with 500 large ones. How to choose a benefits broker.